Couples Budget Spreadsheet | Shared Income Bills & Savings | Excel | Google Sheets

Take control of your household finances together. This 19-tab budget planner is built specifically for couples and families — with individual dashboards for each partner, automatic split calculations, and everything from sinking funds to debt payoff in one beautifully organised spreadsheet. ✨ WHAT'S INCLUDED — 19 TABS ⚙️ Setup — enter names, income, split % and currency once 💳 Recurring Bills — fixed bills with auto partner split 📅 Scheduled Payments — annual bills, car tax, holidays 📒 Transactions — daily spending log with auto-split 🏦 Bank Accounts — all accounts and credit cards in one place 📊 Monthly Budget — budget vs actual for the current month 💼 Paycheck Budget — plan from each paycheck 👤 Partner 1 Dashboard — individual income, spending & savings view 👤 Partner 2 Dashboard — individual income, spending & savings view 📈 Annual Totals — full year with monthly trend charts 👫 Partner Split — who paid what, who owes whom 🎯 50/30/20 Dashboard — customisable to your own ratio 📊 All-in-One Dashboard — every KPI at a glance 🗓️ Bill Calendar — monthly calendar of every payment due 🏦 Sinking Funds — up to 20 savings goals with progress bars 💸 Debt Payoff Tracker — snowball or avalanche, payoff date calculated 🧾 Subscriptions — track every subscription, monthly + annual totals 💰 Net Worth — assets vs liabilities month by month 👫 WHO THIS IS FOR Couples managing a joint household · Families tracking shared expenses · Partners with separate incomes who want a fair split · Anyone saving for a house, holiday or big purchase 💻 HOW IT WORKS Download instantly — file in your Etsy account immediately Unzip and open in Excel or Google Sheets Fill in the Setup tab — names, income & split percentage Log bills and transactions — totals calculate automatically Check the All-in-One Dashboard weekly to stay on track 📁 FILES INCLUDED • 1 × .xlsx file — Microsoft Excel + Google Sheets compatible • Delivered as a .zip file — unzip to access your template ⚠️ PLEASE NOTE • Digital download only — no physical product posted • For personal use only — resale not permitted Questions? Message us — we reply within 24 hours. SheetSmithery · Smart Templates. Beautiful Life. ✨